/* CTA band + four column footer */
.footer-cta{background:var(--navy);color:#fff;padding:clamp(48px,5vw,72px) 0;position:relative;overflow:hidden}
.footer-cta::before{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border:1px solid rgba(235,168,0,.22);border-radius:50%;pointer-events:none}
.footer-cta::after{content:"";position:absolute;right:20px;top:20px;width:200px;height:200px;border:1px solid rgba(235,168,0,.16);border-radius:50%;pointer-events:none}
.footer-cta__inner{display:flex;align-items:center;justify-content:space-between;gap:40px;position:relative;z-index:1}
.footer-cta__text{max-width:720px}
.footer-cta h2{color:#fff;font-size:clamp(1.5rem,2.6vw,2.2rem);margin:8px 0 12px}
.footer-cta p{color:#c3d2df;margin:0;font-size:1.02rem}
.footer-cta .btn-group{flex:0 0 auto}

.site-footer{background:var(--navy-dark);color:#b9c8d5;padding:clamp(56px,6vw,84px) 0 0;font-size:14.5px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.25fr;gap:clamp(24px,3vw,48px);padding-bottom:52px}
.footer-logo{width:200px;height:auto;margin-bottom:20px}
.footer-col p{margin:0 0 14px;line-height:1.75}
.footer-col .widget-title{color:#fff;border-bottom-color:var(--gold);padding-bottom:12px;margin-bottom:20px;font-size:13px;letter-spacing:.12em}
.footer-menu{list-style:none;margin:0;padding:0}
.footer-menu li{margin-bottom:11px}
.footer-menu a{color:#b9c8d5;font-size:14px}
.footer-menu a:hover{color:var(--gold);padding-left:4px}
.footer-address{font-style:normal}
.footer-address a{color:#b9c8d5}
.footer-address a:hover{color:var(--gold)}
.footer-social{display:flex;gap:10px;margin-top:22px}
.footer-social a{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border:1px solid rgba(255,255,255,.2);border-radius:50%;color:#dce6ee;font-size:11px;font-weight:700;letter-spacing:.04em}
.footer-social a:hover{background:var(--gold);border-color:var(--gold);color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:22px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:#8fa4b6}
.footer-bottom p{margin:0}
.footer-bottom a{color:#8fa4b6}
.footer-bottom a:hover{color:var(--gold)}